The Forza Insurance Group has always realized the importance of extra protection. Supplemental insurance, the foundation of our business, provides additional protection to your workforce that a typical health insurance policy does not cover.
Also known as Voluntary Benefits, these plans represent no cost to the employer or union unless they choose to contribute.
And policy holders receive direct payment in the case of injury and/or critical illness and cannot work.
The results? Employee retention combined with employee satisfaction. It's a win-win!

Important facts about how supplemental insurance plans work.

1. Direct Payment
Supplemental benefit plans pay the policy holder directly, in the form of checks or direct deposit, in the case of injury and/or critical illness and cannot work.

2. Guaranteed Acceptance
All supplemental benefit plans administered by Forza are what is known as Guaranteed Issue, meaning that the employee or union member cannot be denied coverage during open enrollment.

3. Portable and Flexible
All supplemental benefit plans are made portable. This means that if the policy holder leaves their workplace or retires, they have the option to keep them.

4. Locked in Rates
Supplemental benefit plan rates do not increase, ever, for any reason. The policy holder can file as many claims as necessary and their rates will not go up.
Additional, No-Cost Services Provided by Forza

Integrated end-to-end enrollment solutions with minimal steps and user interaction.
Forza uses a proprietary enrollment ecosystem to provide a streamlined employee engagement, education and enrollment experience. This technology recommends best in class benefits by intelligently interrogating carrier proposals and making plan recommendations to the broker and employer group.
- Ease of Enrollment
- Data Integrity
- Carrier Connectivity
- Optimized Participation
- Focused upselling
- Employee Engagement

A dedicated call-center based on these 3 standards:
1. Simplicity: We’re available 24/7. And, you only need a single toll-free number for all benefits and services questions.
2. Diversity: Our multi language professionals are trained on the culture, benefits, systems and needs of all clients.
3. Quality: All of our Customer Care Representatives are licensed and work only for us.

Custom Communications Materials
• Keep everyone educated, informed and comfortable with their choices through an assortment of marketing materials.
• Bilingual materials and benefit counselors are inclusive to all populations
• A pre- and post-enrollment communications campaign keeps everyone informed
• Pre-enrollment group education meetings motivate employees and answer questions
Plus! We provide a private benefits website, customized to your organization, to provide members with educational information and tools for easy benefit management.
All of this at no cost!